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If your vehicle is three years or older, you must follow the law and undergo an annual safety check known as the Ministry of Transport test - commonly referred to as an MOT. The purpose of this is to make sure a vehicle meets the basic safety level required to run on British roads, ensuring that you, other road users and pedestrians are all protected.
This MOT guide will give you the basic understanding you'll need when you have your first test as a driver, which could be very soon
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The idea of a green car that will be safer to the environment and protect the ozone layers and dwindling supplies of fossil fuel is something that has been the subject of many discussions over the last decade in places from the homes of the general public to the rooms at the houses of parliament. Some people feel that we have the best option available currently and are reluctant to do anything about the issue, while others are lobbying for a change to our mind-sets and a far more ‘green’ outlook on the automotive world.
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Are you buying a used car on finance? Well, more and more people are every month at the moment it would seem - used car finance has risen for the fourth month in a row, the Finance and Leasing Association says. Unfortunately, the new car market is not quite as healthy, based on numbers from the same organisation. However, this is due to the many financial burdens on people, but sites like moneysupermarket will save a packet on your insurance.
Finance for used cars grew 7% by value and 11% by volume for October compared to the same time last year - Although these numbers are skewed somewhat by the car scrappage scheme.
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Motor traders have warned that certain things you put on your car insurance form may be affecting your premium, even though they aren’t anything to do with your driving history or your vehicle. They are the silent threats to you finding the cheap car insurance you deserve.
DNA Insurance, who specialise in motor trade insurance, have told how their many contacts in the motor trade as well as the insurance sector in general have told them of particulars that can negatively affect car insurance premiums.
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The first step to file a car insurance claim is to assess the damage done to your car. Keeping your auto insurance record clean is a very important aspect. Regardless of whose mistake it was, you should think whether you can pay for the damage yourself without facing any sort of financial crisis later. If the answer is affirmative, then the claim shouldn’t be made.
But what if the answer is negative? What if the cost of the damage is more than you can afford? There are certain steps you should follow when making a claim for car insurance.
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