Are you buying a used car on finance? Well, more and more people are every month at the moment it would seem - used car finance has risen for the fourth month in a row, the Finance and Leasing Association says. Unfortunately, the new car market is not quite as healthy, based on numbers from the same organisation. However, this is due to the many financial burdens on people, but sites like will save a packet on your insurance.

Finance for used cars grew 7% by value and 11% by volume for October compared to the same time last year - Although these numbers are skewed somewhat by the car scrappage scheme.

The first step to file a car insurance claim is to assess the damage done to your car. Keeping your auto insurance record clean is a very important aspect. Regardless of whose mistake it was, you should think whether you can pay for the damage yourself without facing any sort of financial crisis later. If the answer is affirmative, then the claim shouldn’t be made.

But what if the answer is negative? What if the cost of the damage is more than you can afford? There are certain steps you should follow when making a claim for car insurance.